This paper explores the specific pathway linking human capital class status and social identity to migrant workers’ permanent migration intentions using a structural equation model. While migrant workers‘ permanent migration intention is generally low, young migrant workers have higher intention than the middle-aged migrant workers. Class status and identity have direct impact on the intention, while class status also has an indirect effect through identity. Human capital has no direct effect, only indirectly influencing the permanent migration intention through class status and identity. There are intergenerational differences in the mechanism of influence. The young migrant workers?? intentions are affected by both class status and social identity, whereas the middle-aged workers are only influenced by social identity. Therefore, the current policy design of new style urbanization should pay attention to improving the quality of migrant workers‘human capital, and actively promote the social and cultural integration of migrant workers, so as to promote the upward mobility and urban identity of migrant workers, which ultimately promote the permanent migration.

Housing reverse mortgage is a new old-age provision model replacing the elders’assets built during their working time with cash flow so as to promote security．The article conducts ordered Probit and Logistic models to investigate the influencing factors of the intention of elderly people to participate in reverse mortgage based on a survey data obtained from Wuhan．The findings include: ( 1) the elders’monthly income has a significant negative effect on their intention of participating in reverse mortgage．( 2) Inter-generation factors have significant effects on the elders’participation intention．Specifically，children’s supports of the mortgage impose a positive effect on the elders’participation intention，while the numbers and the economic status of the children present a negative effect．( 3) Information and knowledge about the mortgage also have a significant positive effect on the elders’participation intention，as well as their ‘reinforced cognition’to the mortgage need．The empirical analyses confirm three intriguing mechanisms in the process of the willingness inducement，i．e．，the security replacement effect，the inter-generation relationship restricted effect，and the information induced effect．